If you are receiving Social Security benefits into a bank account or the Direct Express debit card and will like to switch your benefits to a different account, we can help. In this post, we will walk you through how to Change Direct Deposit for Social Security.
First, we will review the documents you will need to make the change.
Second, we will provide the options available on how to change your benefits to a different account.
Lastly, we will provide information on how long it takes for the change to go into effect and when you can expect your benefits in the new account.
If you need to Change Direct Deposit for Social Security, see our step-by-step below.
You change your direct deposit information and it’s very simple.
The most convenient way to change your direct deposit information is by using your mySocial Security account online at www.ssa.gov/myaccount.
Once you create your account, you can update your bank information from anywhere.
If you need help logging into your account, see our post on mySocial Security account login help.
To create a mySocial Security account, see our post on how to create Social Security online account.
To change your Direct Deposit information online, follow the instructions below:
Another way to change your direct deposit is by calling Social Security at 1-800-772-1213 (TTY 1-800-325-0778) to make the change over the phone.
If you prefer to speak to someone in person, you can visit your local Social Security office with the necessary information.
To find a Social Security office location near you, click here.
Generally, it takes between 15 to 30 days for changes in Social Security direct deposit information to go into effect.
The day of the month you report the direct deposit change makes a big difference.
You will need to report changes by the 15th of the month to see the effect on the next Social Security check.
However, if the 15th falls on the weekend or a holiday, the cutoff is usually the previous business day.
For example, if you switched banks or have a new account in January, you will need to provide the new information to Social Security by January 14 to receive your next payment in the new account.
If you don’t report this change to Social Security until January 28, your next payment will go into the old account.
Because you may be certain as to when your direct deposit change will take effect, it is highly recommended that you do not close your old bank account until you have seen your Social Security deposit show up in the new bank account.
That way, you can feel confident you will receive your benefits on time.
We hope this post on how to change your Direct Deposit information was helpful.
If you still have questions, you should leave a comment below.
However, what may be an even greater help is to join our FREE Facebook members group about Making Sense of Social Security Benefits.
It’s a very active group with some really smart people who love to answer any questions you may have about Social Security Benefits.
Also, from time to time, our team of editors drop in to contribute and answer questions.
